Debt Consolidation vs. Bankruptcy In today's financially challenging world, managing debt can be a daunting task. Two common methods of tackling overwhelming debt are debt consolidation and bankruptcy. Each approach offers unique benefits and drawbacks, and understanding the differences between Read More
Mark Zuckerberg may owe his career to starting at a law firm that put his office at the end of the hall. Fresh from earning his J.D. at Capital University Law School, Zuckerberg settled into practicing bankruptcy law with Steve Read More
Author and speaker Amy Hirshberg Lederman researches guilt. She defines guilt as “that feeling that haunts us when our ideal of who we should be or what we should do differs from the reality of who we really are.” Conventional Read More
As an Indiana bankruptcy lawyer, one of the most important ways I can be of help to clients is in the decision about which type of bankruptcy to file. Personal bankruptcies fall into two categories – Chapter 7 and Chapter Read More
One reader of my Indiana bankruptcy blogs is concerned about his unemployment benefits, asking whether creditors can garnish those benefits. The general answer to his question is "No." Creditors cannot garnish unemployment unless it’s for child support or alimony and/or Read More
Filing bankruptcy is the first step in a three-step process, which is something I’ve been saying for more than twenty years to my bankruptcy clients and which now I say in my Indiana bankruptcy blogs. Step two is saving money, Read More
I’m just old enough to remember the 1977 science fiction movie "Close Encounters of the Third Kind". In the film, an Indiana man’s life changes after he has an encounter with aliens in an unidentified flying object. When I think Read More
It’s more than ironic – three of my four Indiana bankruptcy law offices are in big college towns (Indianapolis, Bloomington, and Anderson), and yet student loan debt, a rapidly growing problem, is mostly non-dischargeable in bankruptcy! What I’ve been finding Read More
One reader of my Indiana bankruptcy blog posed an interesting question, and the answer might be of help to other readers, I thought: How are frequent flyer points treated when the owner files personal bankruptcy? In earlier bankruptcy blog posts Read More
Back in April, I quoted a U.S. News and World Report article that advised "Mad about money? Avoid a Fight". I explained that every day, in my bankruptcy law offices around Indiana, my colleagues and I deal with couples who are Read More
Mortgage modification has been a topic in some of my recent Indiana bankruptcy blog posts. As part of my bankruptcy services in Indiana, I’m quote often called upon to assist with mortgage modifications and negotiations with lenders. This process can Read More
Yesterday I talked about Anderson car dealers and parts dealers, and how the government’s "Cash For Clunkers" program might have both good and harmful effects on businesses related to the automotive industry. Throughout the state of Indiana, I’ve been tracking news, Read More
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