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People who visit bankruptcy law offices have piles of bills, and a big part of my work as an Indiana bankruptcy attorney involves going through those piles of paper with them. I almost always find myself wishing we’d been doing Read More

If you want to see the “face” of our economy this year, we’re told, just look at the sag in cosmetic surgery. Since medical costs are one of the leading causes of bankruptcy, I make a special effort to stay Read More

As I mentioned in Airlines, Air Purifiers, And Small Business Bankruptcy, my work as a bankruptcy attorney in Indiana over these more than twenty years in practice focuses on individuals and small business owners, not on the mega-corporations whose bankruptcies, Read More

I can’t even tell you how many stories I’ve heard about “wheels”. It makes me feel very sad when someone arrives at one of my Indiana bankruptcy law offices in desperation because the bus doesn’t go anywhere near their job Read More

Just two weeks ago, entrepreneur Chris Gardner was here in Indianapolis, sharing the podium with Tony Dungy and other inspiring presenters at the Exact Target Connections ’08 email marketing conference. And, while I was needed at my Indiana bankruptcy law Read More

“Wouldn’t a person be better off trying a credit counseling service first before consulting a bankruptcy attorney? I think, in my almost twenty-five years of working as a bankruptcy attorney in Indiana, this is the question I hear the most. Read More

Everyone knows it’s a buyer’s market in Indiana housing these days, but first-time home-buyers haven’t been flocking to make their move. Much of the reason for the stall has been the mortgage market – lenders are much stricter nowadays about Read More

As a bankruptcy attorney in Indiana, I can’t help but notice that, all too often, serving our country can lead to a fight for one’s financial life back at home. In Pentagon Sees Risk In Soldiers’ Debts, I talked about Read More

All the studies confirm what I already knew from more than twenty years as an Indiana bankruptcy attorney: Most people who file bankruptcy have suffered an illness, a job loss, an accident, a divorce, or other catastrophic event, and what Read More

As you might imagine, a very big item on the list of debts I help clients put together when I’m helping them prepare for the bankruptcy court process is “plastic”, meaning past due and overextended credit cards and debit cards. Read More

A Wall Street powerhouse since 1850, Lehman Brothers has filed Chapter 11 bankruptcy. A Chapter 11 bankruptcy allows a company to temporarily stop paying bills and yet stay in business under the supervision of the bankruptcy court. This buys time Read More

In these bankruptcy blogs, I’ve often written about credit card debts (see Will You Have Debit Or Credit With Your Meal?). As credit card defaults rise, credit card companies have tried to maintain profits, often by increasing fees and penalties. Read More