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In my last blog, I brought out that Federal law makes Social Security benefits exempt from creditors’ claims, including retirement benefits and disability benefits from Social Security, and about the fact that, with the exception of the IRS, even creditors who Read More

With one of my four bankruptcy law offices in Anderson, Indiana, I was interested in several alerts issued by the Better Business Bureau of Fort Wayne, Indiana as a public service to the northern Indiana communities. One alert had to do with Read More

Whenever in the course of my work day I’m not meeting with Indiana bankruptcy clients, representing them in court, or lecturing to attorney or civic groups about bankruptcy, you’ll probably find me reading.  In order to offer the most up-to-date Read More

The New Yorker magazine carried an article called "Mind Games: What Neuroeconomics Tells Us About Money And The Brain". Author John Cassidy discusses behavioral finance experiments that were done to help the financial industry better understand how investors behave. One scenario presented Read More

Back at the end of 2007, I quoted an MSNBC article devoted to comparing bankruptcy and foreclosure in my blog titled Dis Or Dat? Foreclosure Or Bankruptcy?. I explained in that blog that a foreclosure is a very serious thing to Read More

Back before Thanksgiving, I had a feeling this was going to happen.  As a bankruptcy attorney, every year I urge folks to be cautious in their holiday spending, but this past November I found myself urging people to spend any Read More

One topic that frequently comes up in my conversations with Indiana bankruptcy clients is mortgages, and how foreclosures on mortgages relate to bankruptcy. In recent years, with a greater number of seniors visiting my four bankruptcy law offices around the Read More

With the ability to earn steady income the key to my Indiana bankruptcy clients’ ability to rebuild their financial lives as they emerge from bankruptcy, I’m always alert for both good and bad news about employment markets.  With four bankruptcy Read More

Neighbors shared with me an article called “The Fear Economy” out of the January/February issue of AARP Magazine. There’s a paragraph in the article on which they thought I’d want to comment: “Also high on consumer advocates’ agenda is repeal of the Read More

Ever since launching this Bankruptcy in Indiana blog series, I’ve kept coming back to the topic of debt consolidation, debt settlement, credit counseling, and debt repair, all forms of help being offered to debtors as alternatives to filing bankruptcy.  Under Read More

In recent months, three different men had something important to say about hope.  Each of these gentlemen is known for occupying a position of eminence in his field.  I’ve not had the privilege of meeting any of the three in Read More

Road risks are rising, I read in the Wall Street Journal, because financially squeezed car owners have let their auto insurance lapse. As a bankruptcy attorney in Indiana, I’m  certainly in a position to understand the way financial pressure can lead Read More